Spring is the ideal time to economise and get your finances ready for the rest of the coming year. We all want to enjoy summer and all of the fun that comes with it; holidays, barbecues and all of the extra social activities that the good weather brings. We then want to move towards Christmas and enjoy giving generously to friends and family. The last thing you want to be worrying about during those times is whether your finances will hold up to it.
Time then to go through your outgoings and to trim the fat as far possible. As we know money doesn’t grow on trees, but it is amazing how much extra you can keep in your pocket simply by reviewing your bills and commitments each spring.
Energy bills are a particularly hot topic at the moment, for example. There are comparison site adverts every few minutes on many TV channels, and the government has recently put rules in place to make switching easy, so it is certainly worth a look. Savings have been estimated at upwards of £200 per year, and we would all feel the benefit of a sum like that.
Then there are your insurances, which are always worth shopping around for. Never just accept the renewal quote you are sent in the post, as invariably there will be a better deal out there for you somewhere. Shop smart and you can make sizeable savings.
The same can be said of telephone and internet contracts and TV deals. The truth is, if you don’t ask, you don’t get. So ask.
There may come a time, however, when no matter how hard you have worked to make your money stretch as far as possible, that you will need a financial helping hand. This is where a same day loan or instalment loan from Redwallet can be the answer.
The flexibility on the amount you borrow and the time period for repayment can help you ride out the tough spell, and as an added bonus you know that once the tough spell is over, the work you have done on making the most of your finances will see you right again.
Payday loans are not suitable for, and would be expensive as, a means of longer term borrowing and are not appropriate if you are in financial difficulty.
Representative 1269.7% APR
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk