Many people in later life have worries about money and often feel they cannot speak to anyone about their concerns. Older people often struggle to get by or even have heavy debt. This is sometimes coupled with becoming less able to stay in contact with friends and relatives and becoming increasingly isolated.
However, there is no need to worry, there is plenty of help and advice available to address monetary concerns and even ways to save money on keeping in contact with those closest to you.
The Pension Service can let you know if you are eligible for extra financial help over the phone. They may also be able to visit you at your home if you are unable to use the phone.
Speaking to a friend or relative over the phone can be an adequate substitute for actually being with them. However, financial worries may stop you from using the phone as often as you would like. If you are on your phone company’s standard rate tariff, it is likely this is not the most cost effective option.
You can save money by signing up to a call package. This means you only pay a certain amount every month. This could allow you to make unlimited calls at certain times during the week and at weekends for free, as part of your package.
You should speak to your call provider to see what deals they have available. This can be confusing, but ask them to explain anything you don’t understand - usually they are very happy to help.
If you use the internet, you can also look at all the phone companies and what they charge and find the best deal for you - you might also get an online discount!
If you phone someone overseas regularly, there may be special deals for this too.
However, if you are confident online, you can make phone calls using a free web call service. These services are relatively easy to use and allow you to make phone calls to anyone over the internet. You can also see each other, making it even more interactive than a phone call.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk