It's one of modern life's strange facts that there are huge numbers of adverts for mainstream credit, loans and other forms of online finance, but you rarely see any to help you save money. That's usually because most financial help sites (except the ones with the meerkats and the robots) run on quite small budgets. However, they do exist, and are incredibly useful when you need ideas to help you save cash, or spend it wisely.
These sites can provide practical advice on reducing bills, offer tips on where you can make savings on your day to day expenditure, and point you in the direction of money saving deals and bargains. Using the internet, you can find:
- Items that companies will send to you for free (http://www.latestfreestuff.co.uk/), which can be incredibly handy if you don't have much spare cash.
- Endless numbers of giveaways and competitions (http://www.theprizefinder.com/). Enter them all and you can sell anything you win but don't need.
- A great range of discount coupons (http://www.vouchercodes.co.uk/), that can help you save money or make your pennies go further.
Many of these sites, or services similar to them, also have mobile apps, or location-aware sites. These can provide deals, bargains or offers that are local to you, to improve their relevance.
If you're looking to save money, or shore up your finances, then an instalment loan can aid you in getting back on the road to financial health. There are many companies offering online loans that are more flexible than pay day loans, and more widely available than bank loans. Shopping around online can help you find the best interest rates and length of loan to suit your needs and fit how much you can repay each month.
Once you get the money in your account, then spending it wisely, using the sites mentioned above, or similar services, can help it go further. They can also help provide some financial discipline that can help improve your credit rating as you save more money and pay down debts. Being smart about finding savings and bargains online can help make a big difference to your life.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk